Pre-Planning & Saving
Objective: Prepare for homeownership with the right mindset, habits, and knowledge.
🔑 Tools & Education:
- Good Tenants Make Great Homeowners: Teaches responsibility, home care, financial discipline, and community pride.
- Budgeting & Saving Plans: Start building your reserves for down payment, inspections, and closing costs.
- Credit Awareness: Understand your credit profile, how to improve it, and what lenders look for.
- Pre-Purchase Counseling
📌 Outcome:
You’re financially aware, housing-ready, and empowered to move from renter to owner.